Happy New Year!

Friends and readers: Happy 2013! I hope this year is prosperous for you and full of joy and love.

Many people I talk to are frustrated that they can't get ahead.  Money management, unfortunately, is something that few of us are taught and many never learn. There are lots of basic tips that remind us how simple it really is; however, just because it's simple, doesn't mean it's easy.

My mantra is that financial planning means meeting your goals through proper management of your resources. This means you must write down your goals and know exactly how much money is flowing in and out of your bank account. Start there - many are surprised at what they actually spend on entertainment/food/activities.

There are lots of things you can do to prepare for a successful year financially, below are a couple of my past blog posts that may give you inspiration or ideas.

Best wishes,


How do you value your time and money? (Feb/12)

Debt repayment or saving? (Feb/11)

A 15-week mat leave

How can I grow my start-up business?